J7Pay
An inclusive digital wallet and payment gateway for francophone Africa.
What it does
One wallet, every rail
MTN MoMo, Orange Money, Visa, Mastercard, scan-to-pay, NFC — all in one account.
Virtual card on demand
Generate a single-use or merchant-locked card for online purchases without exposing your real card.
Merchant SDK
Drop-in payment SDK for any African business — accept every rail with one integration.
Why it exists
Cameroon and francophone Africa have a fragmented payment landscape: MTN MoMo and Orange Money dominate but don't talk to each other, cards are still rare, and merchants juggle three or four POS terminals. J7Pay collapses that fragmentation into a single rail — for consumers and businesses.
Key features
BEAC-compliant
Built around the CEMAC Single Banking Licence framework.
Offline scan-to-pay
Works on 2G; payments queue and settle when network returns.
Who it's for
Everyday consumers
Pay in taxis, shops, online — without juggling apps.
SMB merchants
One POS app accepts every payment method your customers use.
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Frequently asked questions
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